🏗️ ARV Calculator — After Repair Value

Calculate the After Repair Value using comparable sales and your subject property. Instantly get the 70% rule max offer and Maximum Allowable Offer (MAO).

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ARV & MAO Calculator

Enter 1–3 comparable sales + your subject property details

📊 Comparable Sales (Comps)

Comp 1 — Sale Price ($)

Comp 1 — Square Footage

Comp 2 — Sale Price ($)

Comp 2 — Square Footage

Comp 3 — Sale Price ($) (optional)

Comp 3 — Square Footage

🏚️ Subject Property

Subject Property Sq Ft

Estimated Rehab Cost ($)

70% Rule Factor (%) Standard = 70%. Adjust for market conditions.

Holding Costs ($) (optional) Taxes, insurance, utilities during rehab

ARV & Max Offer Results

Avg Price/Sq Ft

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After Repair Value (ARV)

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70% Rule Max Offer

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Max Allowable Offer (MAO)

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Offer Analysis

ARV—

× Rule Factor—

= Rule Max—

− Rehab Cost—

= Max Allowable Offer (MAO)—

Gross Flip Profit (ARV − MAO − Rehab) —

Understanding ARV & the 70% Rule

ARV (After Repair Value) is what the property will be worth once fully renovated, based on comparable sold properties nearby.

      MAO = (ARV × 70%) − Rehab Costs

      Example: ($300k × 70%) − $45k = $165k max offer

The 30% buffer covers: selling costs (~8%), holding costs, profit margin (~15%), and contingency. Adjust the factor based on your market and target return.

Frequently Asked Questions

How do I find accurate comps? +

Use recently sold properties (last 3–6 months) within 1 mile of your subject property, similar in size (±20%), bed/bath, age, and condition. Sources: MLS, Zillow "sold" filter, Redfin, or public county records. Always use post-renovation comps — you need properties that sold in renovated condition.

Should I always use 70%? +

No. The 70% rule is a starting point. In hot markets with fast turns and low holding costs, experienced flippers may go to 75–80%. In slow markets or for large rehabs, 60–65% may be more appropriate. The key is that your rule factor must account for all costs and still produce your target profit.

What costs does the 30% buffer need to cover? +

The 30% left over from the 70% rule should cover: purchase closing costs (2–3%), holding costs (taxes, insurance, utilities), selling costs (agent commissions + closing = 8–10%), financing costs (if using hard money), and your profit target (typically 10–20% of ARV).