Real Estate Portfolio Analyzer
Input up to 10 properties — get portfolio-level cap rate, total equity, aggregate cash flow, cash-on-cash return, and geographic concentration risk. Side-by-side comparison. No account required.
Enter address, value, rent, and expenses for each property. All fields optional except current value and monthly rent.
| # | Address / Label | City | St | Purchase Price | Current Value | Down Payment | Mo. Rent | Mo. Expenses | Mo. Mortgage |
|---|
Calculating portfolio metrics…
Unlock Full Portfolio Analysis
The free tier supports up to 2 properties. Upgrade to Premium for up to 10 properties, geographic concentration analysis, and full portfolio PDF export.
Upgrade to Premium — $9.99/mo →Side-by-side metrics across all properties.
| Property | Value | Equity | Mo. Rent | Mo. Exp | NOI / yr | Cash Flow / yr | Cap Rate | CoC |
|---|
Model a 1031 exchange, a cash-out refinance, or compare both strategies side by side.
Before Exchange
After Exchange
Run both a 1031 scenario and a Refi scenario first, then come here to see them side by side.
| Metric | 1031 Exchange | Cash-Out Refi |
|---|
Decision Support
Portfolio cap rate is the weighted average of each property's cap rate, weighted by current property value. It tells you the overall income yield of your entire portfolio relative to its total market value.
Portfolio cash-on-cash return is the total annual net cash flow divided by total cash invested (down payments combined). It measures your actual cash yield on the capital you've deployed.
Concentration risk measures how much of your portfolio value sits in a single market. If 80%+ is in one city, a local downturn — job losses, overbuilding, natural disaster — can significantly impact your entire portfolio. Diversifying across 3+ metros reduces this risk.
Select a property to "swap out," enter the target market and replacement property details. The tool instantly recalculates your portfolio's aggregate metrics as if you completed the exchange. It's a simplified model for directional planning — consult a Qualified Intermediary for actual 1031 execution.
A cash-out refi lets you take a new, larger mortgage on a property you already own — pocketing the difference after paying off the old loan and closing costs. You keep the property and extract equity as cash. The tool models the new loan amount, monthly payment change, cash proceeds, and portfolio-level impact.
Consider a refi when you want cash without selling, your property is performing well and you want to keep it, or you need capital for another investment without triggering a taxable event. Choose a 1031 when the property underperforms, you want to reposition into a better market, or you need to defer capital gains on a large equity gain.