📊 Georgia · Housing Market 2026
Augusta Housing Market Data 2026
Median prices, cap rates, rent benchmarks, and investment outlook for Augusta, Georgia — data sourced from Zillow, HUD FMR, and Census ACS.
🟡 Moderate Market
Median Price:$218,000
Cap Rate:7.3%
Vacancy:7.9%
$218,000
Median Home Price
YoY: +3.5%
7.3%
Avg Cap Rate
Cash-on-cash: 6.6%
$1,450
Median Rent (2BR/mo)
YoY: +2.2%
7.9%
Vacancy Rate
High — watch carefully
44 days
Days on Market
Moderate pace
$218,000 / 7.3%
Price / Cap Rate
🟡 Moderate Market
📈 Market Analysis — Augusta, GA
As of 2026, Augusta, Georgia, represents one of the most stable "cash flow
🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Augusta. Used as a benchmark for Section 8 voucher limits and rental market analysis.
| Bedroom Count | Monthly Rent (HUD FMR) | Annual Rental Income | Est. Cap Rate at Median Price |
|---|---|---|---|
| 1 Bedroom | $1,110/mo | $13,320/yr | 4.3% est. |
| 2 Bedrooms | $1,450/mo | $17,400/yr | 5.6% est. |
| 3 Bedrooms | $1,930/mo | $23,160/yr | 7.4% est. |
* Estimated cap rate uses the 70% rule (30% reserved for expenses). Actual cap rates vary by property and management style.
💰 Cost of Investing in Augusta
| Cost Item | Rate / Amount | Est. Annual Cost | Monthly Cost |
|---|---|---|---|
| Property Tax | 0.9% effective rate | $2,006 | $167/mo |
| Homeowners Insurance | Georgia avg premium | $1,800 | $150/mo |
| Total Tax + Insurance | Based on median home price of $218,000 | $317/mo | |
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Augusta Compares to National Averages
Avg Cap Rate
7.3%
National avg: 5.5%
✓ Above average
Median Home Price
$218,000
National avg: $371,696
✓ More affordable
Vacancy Rate
7.9%
National avg: 7.8%
Above avg vacancy
2BR Median Rent
$1,450/mo
National avg: $1,469/mo
Days on Market
44 days
National avg: 41 days
Price Growth YoY
+3.5%
National avg: +3.6%
National averages calculated across all 69 tracked US investor markets. A cap rate above the national average suggests stronger cash flow potential relative to purchase price.
🛠️ Tools for Analyzing Augusta Deals
Cap Rate Calculator
Calculate cap rate from NOI and property price
Cash Flow Calculator
Monthly cash flow after all expenses
Property Analysis
AI-powered deal analysis with Augusta market context
Should I Buy This?
Instant AI due diligence with market benchmarks
Rental Optimization
Optimize rents with HUD FMR data for Augusta
Market Intelligence
Full AI market report for Augusta, GA
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