Boston Housing Market Data 2026
📈 Market Analysis — Boston, MA
As we move through 2026, Boston remains a high-barrier, low-volatility market
🔮 12-Month Predictive Outlook View All Markets →
🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Boston. Used as a benchmark for Section 8 voucher limits and rental market analysis.
| Bedroom Count | Monthly Rent (HUD FMR) | Annual Rental Income | Est. Cap Rate at Median Price |
|---|---|---|---|
| 1 Bedroom | $2,600/mo | $31,200/yr | 3.2% est. |
| 2 Bedrooms | $3,200/mo | $38,400/yr | 3.9% est. |
| 3 Bedrooms | $4,000/mo | $48,000/yr | 4.9% est. |
💰 Cost of Investing in Boston
| Cost Item | Rate / Amount | Est. Annual Cost | Monthly Cost |
|---|---|---|---|
| Property Tax | 1.1% effective rate | $7,672 | $639/mo |
| Homeowners Insurance | Massachusetts avg premium | $1,600 | $133/mo |
| Total Tax + Insurance | Based on median home price of $685,000 | $773/mo | |
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Boston Compares to National Averages
National averages calculated across all 69 tracked US investor markets. A cap rate above the national average suggests stronger cash flow potential relative to purchase price.
🛠️ Tools for Analyzing Boston Deals
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