Des Moines Housing Market Data 2026
📈 Market Analysis — Des Moines, IA
**Des Moines 2026: Market Analysis for Real Estate Investors**
Des Moines continues to solidify its reputation
🔮 12-Month Predictive Outlook View All Markets →
🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Des Moines. Used as a benchmark for Section 8 voucher limits and rental market analysis.
| Bedroom Count | Monthly Rent (HUD FMR) | Annual Rental Income | Est. Cap Rate at Median Price |
|---|---|---|---|
| 1 Bedroom | $1,160/mo | $13,920/yr | 3.6% est. |
| 2 Bedrooms | $1,510/mo | $18,120/yr | 4.7% est. |
| 3 Bedrooms | $2,010/mo | $24,120/yr | 6.3% est. |
💰 Cost of Investing in Des Moines
| Cost Item | Rate / Amount | Est. Annual Cost | Monthly Cost |
|---|---|---|---|
| Property Tax | 1.5% effective rate | $3,940 | $328/mo |
| Homeowners Insurance | Iowa avg premium | $1,800 | $150/mo |
| Total Tax + Insurance | Based on median home price of $268,000 | $478/mo | |
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Des Moines Compares to National Averages
National averages calculated across all 69 tracked US investor markets. A cap rate above the national average suggests stronger cash flow potential relative to purchase price.
🛠️ Tools for Analyzing Des Moines Deals
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