📊 Arkansas · Housing Market 2026
Little Rock Housing Market Data 2026
Median prices, cap rates, rent benchmarks, and investment outlook for Little Rock, Arkansas — data sourced from Zillow, HUD FMR, and Census ACS.
🟡 Moderate Market
Median Price:$188,000
Cap Rate:7.6%
Vacancy:8.2%
$188,000
Median Home Price
YoY: +2.5%
7.6%
Avg Cap Rate
Cash-on-cash: 6.8%
$1,250
Median Rent (2BR/mo)
YoY: +1.6%
8.2%
Vacancy Rate
High — watch carefully
44 days
Days on Market
Moderate pace
$188,000 / 7.6%
Price / Cap Rate
🟡 Moderate Market
📈 Market Analysis — Little Rock, AR
**Little Rock, AR 2026 Real Estate Market Analysis**
Little Rock enters 2026
🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Little Rock. Used as a benchmark for Section 8 voucher limits and rental market analysis.
| Bedroom Count | Monthly Rent (HUD FMR) | Annual Rental Income | Est. Cap Rate at Median Price |
|---|---|---|---|
| 1 Bedroom | $960/mo | $11,520/yr | 4.3% est. |
| 2 Bedrooms | $1,250/mo | $15,000/yr | 5.6% est. |
| 3 Bedrooms | $1,670/mo | $20,040/yr | 7.5% est. |
* Estimated cap rate uses the 70% rule (30% reserved for expenses). Actual cap rates vary by property and management style.
💰 Cost of Investing in Little Rock
| Cost Item | Rate / Amount | Est. Annual Cost | Monthly Cost |
|---|---|---|---|
| Property Tax | 0.6% effective rate | $1,128 | $94/mo |
| Homeowners Insurance | Arkansas avg premium | $2,200 | $183/mo |
| Total Tax + Insurance | Based on median home price of $188,000 | $277/mo | |
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Little Rock Compares to National Averages
Avg Cap Rate
7.6%
National avg: 5.5%
✓ Above average
Median Home Price
$188,000
National avg: $371,696
✓ More affordable
Vacancy Rate
8.2%
National avg: 7.8%
Above avg vacancy
2BR Median Rent
$1,250/mo
National avg: $1,469/mo
Days on Market
44 days
National avg: 41 days
Price Growth YoY
+2.5%
National avg: +3.6%
National averages calculated across all 69 tracked US investor markets. A cap rate above the national average suggests stronger cash flow potential relative to purchase price.
🛠️ Tools for Analyzing Little Rock Deals
Cap Rate Calculator
Calculate cap rate from NOI and property price
Cash Flow Calculator
Monthly cash flow after all expenses
Property Analysis
AI-powered deal analysis with Little Rock market context
Should I Buy This?
Instant AI due diligence with market benchmarks
Rental Optimization
Optimize rents with HUD FMR data for Little Rock
Market Intelligence
Full AI market report for Little Rock, AR
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