Spokane Housing Market Data 2026
📈 Market Analysis — Spokane, WA
**Spokane, WA 2026 Real Estate Market Analysis**
Spokane enters 2026
🔮 12-Month Predictive Outlook View All Markets →
🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Spokane. Used as a benchmark for Section 8 voucher limits and rental market analysis.
| Bedroom Count | Monthly Rent (HUD FMR) | Annual Rental Income | Est. Cap Rate at Median Price |
|---|---|---|---|
| 1 Bedroom | $1,200/mo | $14,400/yr | 3.1% est. |
| 2 Bedrooms | $1,500/mo | $18,000/yr | 3.8% est. |
| 3 Bedrooms | $1,900/mo | $22,800/yr | 4.8% est. |
💰 Cost of Investing in Spokane
| Cost Item | Rate / Amount | Est. Annual Cost | Monthly Cost |
|---|---|---|---|
| Property Tax | 0.8% effective rate | $2,772 | $231/mo |
| Homeowners Insurance | Washington avg premium | $1,100 | $92/mo |
| Total Tax + Insurance | Based on median home price of $330,000 | $323/mo | |
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Spokane Compares to National Averages
National averages calculated across all 69 tracked US investor markets. A cap rate above the national average suggests stronger cash flow potential relative to purchase price.
🛠️ Tools for Analyzing Spokane Deals
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