📊 Ohio · Housing Market 2026
Cincinnati Housing Market Data 2026
Median prices, cap rates, rent benchmarks, and investment outlook for Cincinnati, Ohio — data sourced from Zillow, HUD FMR, and Census ACS.
🟢 Strong Market
Median Price:$245,000
Cap Rate:5.7%
Vacancy:N/A
$245,000
Median Home Price
YoY: N/A
5.7%
Avg Cap Rate
Cash-on-cash: N/A
N/A
Median Rent (2BR/mo)
YoY: N/A
N/A
Vacancy Rate
Strong demand
N/A
Days on Market
$245,000 / 5.7%
Price / Cap Rate
🟢 Strong Market
📈 Market Analysis — Cincinnati, OH
**2026 Cincinnati Real Estate Market Analysis**
Cincinnati enters 2026 as a standout
🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Cincinnati. Used as a benchmark for Section 8 voucher limits and rental market analysis.
| Bedroom Count | Monthly Rent (HUD FMR) | Annual Rental Income | Est. Cap Rate at Median Price |
|---|---|---|---|
| 1 Bedroom | N/A/mo | N/A | N/A est. |
| 2 Bedrooms | N/A/mo | N/A | N/A est. |
| 3 Bedrooms | N/A/mo | N/A | N/A est. |
* Estimated cap rate uses the 70% rule (30% reserved for expenses). Actual cap rates vary by property and management style.
💰 Cost of Investing in Cincinnati
| Cost Item | Rate / Amount | Est. Annual Cost | Monthly Cost |
|---|---|---|---|
| Property Tax | 1.5% effective rate | $3,700 | $308/mo |
| Homeowners Insurance | Ohio avg premium | $1,400 | $117/mo |
| Total Tax + Insurance | Based on median home price of $245,000 | $425/mo | |
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Cincinnati Compares to National Averages
Avg Cap Rate
5.7%
National avg: 5.5%
✓ Above average
Median Home Price
$245,000
National avg: $371,696
✓ More affordable
Vacancy Rate
N/A
National avg: 7.8%
✓ Low vacancy
2BR Median Rent
N/A/mo
National avg: $1,469/mo
Days on Market
N/A
National avg: 41 days
Price Growth YoY
N/A
National avg: +3.6%
National averages calculated across all 69 tracked US investor markets. A cap rate above the national average suggests stronger cash flow potential relative to purchase price.
🗺️ Nearby Markets in Ohio
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