📊 Ohio · Housing Market 2026
Dayton Housing Market Data 2026
Median prices, cap rates, rent benchmarks, and investment outlook for Dayton, Ohio — data sourced from Zillow, HUD FMR, and Census ACS.
🟡 Moderate Market
Median Price:$168,000
Cap Rate:8.6%
Vacancy:9.2%
$168,000
Median Home Price
YoY: +3.8%
8.6%
Avg Cap Rate
Cash-on-cash: 7.8%
$1,250
Median Rent (2BR/mo)
YoY: +2.4%
9.2%
Vacancy Rate
High — watch carefully
48 days
Days on Market
Moderate pace
$168,000 / 8.6%
Price / Cap Rate
🟡 Moderate Market
📈 Market Analysis — Dayton, OH
Dayton, Ohio, continues to solidify its position as a premier high-yield "value play" for
🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Dayton. Used as a benchmark for Section 8 voucher limits and rental market analysis.
| Bedroom Count | Monthly Rent (HUD FMR) | Annual Rental Income | Est. Cap Rate at Median Price |
|---|---|---|---|
| 1 Bedroom | $960/mo | $11,520/yr | 4.8% est. |
| 2 Bedrooms | $1,250/mo | $15,000/yr | 6.3% est. |
| 3 Bedrooms | $1,670/mo | $20,040/yr | 8.3% est. |
* Estimated cap rate uses the 70% rule (30% reserved for expenses). Actual cap rates vary by property and management style.
💰 Cost of Investing in Dayton
| Cost Item | Rate / Amount | Est. Annual Cost | Monthly Cost |
|---|---|---|---|
| Property Tax | 1.5% effective rate | $2,537 | $211/mo |
| Homeowners Insurance | Ohio avg premium | $1,400 | $117/mo |
| Total Tax + Insurance | Based on median home price of $168,000 | $328/mo | |
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Dayton Compares to National Averages
Avg Cap Rate
8.6%
National avg: 5.5%
✓ Above average
Median Home Price
$168,000
National avg: $371,696
✓ More affordable
Vacancy Rate
9.2%
National avg: 7.8%
Above avg vacancy
2BR Median Rent
$1,250/mo
National avg: $1,469/mo
Days on Market
48 days
National avg: 41 days
Price Growth YoY
+3.8%
National avg: +3.6%
National averages calculated across all 69 tracked US investor markets. A cap rate above the national average suggests stronger cash flow potential relative to purchase price.
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🛠️ Tools for Analyzing Dayton Deals
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Rental Optimization
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